BUSINESS LOANS
BUSINESS LOANS
BUSINESS LOANS
We Offer Finance To Companies, Businesses and Individuals
We offer the very best in financial services. We never settle for second best, and always have your satisfaction as our top priority. It’s who we are, and we are proud of it.
Specter Finance
Specter Finance
Secured Loans
If you have property and have equity available in this property, we can advance funds. We simply register a caveat on your title at settlement, and this is what protects the loan.
Terms are negotiable and they can be interest only, P&I or prepaid (set and forget)
this is a very simple low doc facility, where there an not many considerations given to your previous credit history, no bank statements required, no tax return required, no min time required in business.
If you have an ACN, and equity in a property, we can help.
We offer a no doc/low doc facility on 1st mortgages, 2nd mortgages and caveat loans.
We also have market leading LVR's we can lend up to.
Formal valuations are not always required.
we can settle in 24-48hrs from inquiry.
Specter Finance
Specter Finance
Unsecured Loans
We can advance funds to your business for any business related reason. If you don't have any real estate property to secure the funds to, we can still help.
We can advance funds based of a multitude of different factors.
As an average rule of thumb we can advance up to 3 times your average monthly turnover. Not your profit, but your total turnover.
Various factors we consider when working out how much we can advance could be:
- Time in business
- What industry your business is in
- Your credit history
- What financial documentation you have available
- How many creditors you have
- Who are your creditors
and other factors too
