Specter Finance is a simple, no fuss way of accessing funds for your business when you need it most.

Through years of experience and refining our process, we have developed the fasted enquiry to settlement lead time in the market.

With our technological partners, we have pioneered this Fin Tech space.

Specter Finance offers commercial funding for business purposes. If you have been running your business for longer than 3 months, you are eligible for unsecured funding.

If you have property, then regardless of your time in business, you are eligible for funding.

It is that simple.

This really depends on your business turnover or the equity available in your property.

At Specter Finance we want your business to grow and succeed. We dont want to arrange a term that doesn't work for you.

So terms are negotiable based on your needs and situation.

Depending on how complex your situation is. We can have same day approvals and same day funding on unsecured loans.

Secured (caveat loans) can be settled in 24-48hrs from accepted offer. 

Traditional lenders (banks) are simply not lending these days. if they do, they will takes weeks and weeks for an approval, and possible want a DNA test for this approval.

At Specter Finance we understand running your own business is HARD! as such you may not have up to date tax returns, you may not have the cleanest credit file, or your repayments can be lumpy.

This can all come with running a business. but it doesn't mean you shouldn't have access to funds, or that you are a risk to lend to.

With Low Doc and No Doc options, we can fund you quickly, so you can get on with your business, stress free.